[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.telkas.cz\/co-kdyz-nejsou-penize\/#Article","mainEntityOfPage":"https:\/\/www.telkas.cz\/co-kdyz-nejsou-penize\/","headline":"Co kdy\u017e nejsou pen\u00edze?","name":"Co kdy\u017e nejsou pen\u00edze?","description":"Lid\u00e9 maj\u00ed n\u011bkdy pen\u011bz hodn\u011b, n\u011bkdy m\u00e9n\u011b, n\u011bkdy m\u00e1lo. A n\u011bkdy t\u0159eba tak\u00e9 nemaj\u00ed \u017e\u00e1dn\u00e9. Co\u017e sice pochopiteln\u011b vyhovuje jen t\u011bm prve zm\u00edn\u011bn\u00fdm, zat\u00edmco ty … ","datePublished":"2022-11-15","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.telkas.cz\/author\/#Person","name":"","url":"https:\/\/www.telkas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"telkas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.telkas.cz\/wp-content\/uploads\/asijsk%C3%A9%20mince_1.jpg","url":"https:\/\/www.telkas.cz\/wp-content\/uploads\/asijsk%C3%A9%20mince_1.jpg","height":0,"width":0},"url":"https:\/\/www.telkas.cz\/co-kdyz-nejsou-penize\/","about":["Pen\u00edze"],"wordCount":419,"articleBody":"   Lid\u00e9 maj\u00ed n\u011bkdy pen\u011bz hodn\u011b, n\u011bkdy m\u00e9n\u011b, n\u011bkdy m\u00e1lo. A n\u011bkdy t\u0159eba tak\u00e9 nemaj\u00ed \u017e\u00e1dn\u00e9. Co\u017e sice pochopiteln\u011b vyhovuje jen t\u011bm prve zm\u00edn\u011bn\u00fdm, zat\u00edmco ty posledn\u00ed to mus\u00ed nevyhnuteln\u011b deptat, ale tak u\u017e to prost\u011b je. A nikdy to z\u0159ejm\u011b ani jin\u00e9 nebude. Proto\u017ee i v oblasti financ\u00ed je \u0161t\u011bst\u00ed vrtkav\u00e9, a zat\u00edmco n\u011bkomu p\u0159eje, jin\u00e9mu ne. A i u t\u00e9ho\u017e \u010dlov\u011bka se to m\u016f\u017ee st\u0159\u00eddat, a zat\u00edmco tento v jednu chv\u00edli dost pen\u011bz m\u00e1, jindy je m\u016f\u017ee klidn\u011b i hodn\u011b bolestn\u011b postr\u00e1dat. A co kdy\u017e je pak postr\u00e1d\u00e1? Pak se pochopiteln\u011b mus\u00ed zasadit o to, aby u\u017e je nepostr\u00e1dal, aby n\u011bjak\u00e9 z\u00edskal.Jen\u017ee hned si je vyd\u011blat b\u00fdv\u00e1 \u010dasto pouze nesplniteln\u00fdm snem. A kdekdo z t\u011bch, kdo jsou ve finan\u010dn\u00ed nouzi, tak dlouho \u010dekat nem\u016f\u017ee. Ne\u017e p\u0159ijde v\u00fdplata, mohla by neschopnost spl\u00e1cet nap\u00e1chat nemal\u00e9 \u0161kody. A tak to chce rychlej\u0161\u00ed \u0159e\u0161en\u00ed. A t\u00edm je co? Pochopiteln\u011b p\u016fj\u010dka.Ka\u017ed\u00fd \u010dlov\u011bk si m\u016f\u017ee, kdy\u017e to pot\u0159ebuje, n\u011bkde n\u011bjakou tu p\u016fj\u010dku vz\u00edt. M\u016f\u017ee, i kdy\u017e jedin\u011b za p\u0159edpokladu, \u017ee spln\u00ed po\u017eadavky, kter\u00e9 na n\u011bj poskytovatel jeho p\u016fj\u010dky klade. Ale i to m\u016f\u017ee b\u00fdt n\u011bkdy nezvl\u00e1dnuteln\u00e9, stejn\u011b jako schopnost si kdykoliv dost vyd\u011blat. A tak se n\u011bkdy p\u016fj\u010dka sh\u00e1n\u00ed hodn\u011b dlouho a slo\u017eit\u011b. A n\u011bkdy to dokonce vypad\u00e1 a\u017e beznad\u011bjn\u011b. Ale dokud existuje americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f Hypot\u00e9ky bez registru, zcela beznad\u011bjn\u00e9 to nen\u00ed. Proto\u017ee tu dostane i cel\u00e1 \u0159ada t\u011bch, jim\u017e v bance v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b nep\u016fj\u010d\u00ed. Proto\u017ee se u nebankovn\u00edch hypot\u00e9k z\u00e1jemci nijak n\u00e1ro\u010dn\u011b neprov\u011b\u0159uj\u00ed a vyhov\u00ed se jim skoro okam\u017eit\u011b pot\u00e9, co se \u017e\u00e1douc\u00edm zp\u016fsobem zaru\u010d\u00ed. Tedy pot\u00e9, co daj\u00ed do z\u00e1stavy nemovitost, aby m\u011bl poskytovatel takov\u00e9 hypot\u00e9ky jistotu, \u017ee dostane sv\u00e9 pen\u00edze zp\u011bt.A to je p\u0159ece daleko lep\u0161\u00ed \u0159e\u0161en\u00ed, ne\u017e dokl\u00e1dat sv\u00e9 p\u0159\u00edjmy, nechat si nahl\u00ed\u017eet do registr\u016f dlu\u017en\u00edk\u016f a pak se strachovat, \u017ee to nebude n\u011bjak\u00fdm t\u011bm bankovn\u00edm \u00fa\u0159edn\u00edk\u016fm sta\u010dit.                                                                                                                                                                                                                                                                                                                                                                                                  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